FINANCING

Enjoy Comfort Now, Pay Over Time. At Central Heating & Air Conditioning, we make it easy to upgrade your home’s comfort with flexible financing options. Whether it’s a new system or major repairs, you can take advantage of convenient monthly payments, competitive rates, and quick approvals. Don’t put off the comfort you deserve—finance your next project today with Central.

Speak with Our Team

For your convenience, we have three financing options available:

Buy now and pay over time

A Carrier® credit card is an easy and convenient way to pay for your Carrier® purchases. Plus, as a Carrier® cardholder you can enjoy exclusive special benefits throughout the year, such as:

Special promotional offers where available
Open line of credit for all your purchasing needs
Quick credit decision
Convenient monthly payments
Easy online account management

The Carrier® credit card is issued by Wells Fargo Bank, N.A. with approved credit.

Apply for the credit card by selecting the gray Wells Fargo box below.

Click here to Apply with Wells Fargo!

*Subject to credit approval. These examples are estimates only. Actual payment amounts based on amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.

SpectrumAC believes that all customers deserve easy and affordable payment options for their heating, cooling and other home improvement needs. A single online application provides real time decisions on several financing and lease purchase options. There are excellent options for all types of customer needs and all levels of credit scores. SpectrumAC is the one stop for getting back to comfort fast.

Click here to Apply with Spectrum!

Customer Testimonials

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Hear from real customers who trust Central Heating & Air. Their stories reflect our commitment to dependable service, expert care, and comfort-first solutions across Atlanta and surrounding communities.